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2014 Housing Summit I - Scott Astrada

April 8, 2014
11:30 am – 12:45 pm
Senate Visitor Center – Room SVC 209

Housing Finance Reform and the Future of the Latino Homeowner”

Moderated by CHCI Housing Graduate Fellow Scott Astrada

2014 Housing Graduate Summit White Paper - Scott Astrada

The housing market has been on a slow and steady path of recovery, defined as decreased foreclosure rates, and rising housing prices. This recovery, while moving forward, is at the cross roads for reform. The Government Sponsored Enterprises (GSEs) are in conservatorship, funneling money to the U.S. Treasury, but their place as government guarantors is still ambiguous, which is the single most determinant to housing market stability and investment. Congress has significant decisions to make. A new system could provide credit to a broad and diverse population, offer safe investment opportunities to a wide range of investors, and result in a larger, more stable housing market; or  alternatively, it could create an environment in which credit and housing choices are more costly, more limited, and less sustainable, especially for minority and low- and moderate-income households, and where there are fewer opportunities for investors who do not seek credit risk.

Opening Remarks: 

Rep. Tony Cárdenas, U.S. House of Representatives


Leo Pareja, Board Member, National Association of Hispanic Real Estate Professionals

Enrique Lopez Lira, Senior Policy Advisor on Housing Finance, National Council of La Raza (NCLR)

The 2014 CHCI Young Latino Leaders Summit Series is the culmination of CHCI’s premier, nine-month Graduate Fellowship Program.