
NHI Advisory Group
The NHI Advisory Committee is comprised of Members of Congress,
representatives of the real estate and lending industries, and advocacy
organizations. They advise and assist CHCI and its housing fellows with
the formulation of the NHI’s goals and objectives and bring resources
and expertise to the Initiative.
Peter R. Villegas (Committee Chairman)
The Honorable Nydia Velázquez
The Honorable Ileana Ros-Lehtinen
The Honorable Anibal Acevedo-Vila
Mercy Jimenez
Mary Salinas Durón
Charles Kamasaki
Henry Cisneros
Zixta Martinez
Guarione Diaz
Manuel Mirabal
Art Ruiz
Arturo Vargas
Yamila M. Ayad

Committee Chairman:
Peter R. Villegas
First Vice President
Community and External Affairs Division
Peter R. Villegas is first vice president and national manager of Emerging
Markets for Washington Mutual. In his position, he is responsible to reinforce
the company's leadership position in key geographic and ethnic markets
nationwide.
With his wide-range knowledge in numerous banking and community issues, he is
responsible for key national partnerships and new corporate initiatives. He
manages various community business development initiatives for the bank.
Prior to joining Washington Mutual in 1994, Villegas served as community
outreach coordinator for American Savings Bank. He has 15-years of experience in
the financial industry and began his career as a teller.
Villegas is a board member of the following organizations: Congressional
Hispanic Caucus Institute based in Washington D.C., National Association Latino
Elected Officials, MALDEF, United States Hispanic Chamber of Commerce Senior
Executive Corporate Advisory Board,
Hispanic Education Endowment Fund in Orange County, Past-President of the
Hispanic Chamber of Commerce of Orange County, chairman-elect of the Orange
County Business Council and University of Notre Dame Institute for Latino
Studies.
He was also listed by the Orange County Business Journal as one of the most
influential Hispanics in Orange County.
Villegas has received numerous awards including: the 2003 Corporate
Responsibility Award from Central America Resources Center (CARECEN), 2000
Mexican American Opportunity Foundation Corporate Leadership Award, 2000 La Casa
de San Gabriel Community Leadership Award, 2000 Black Chamber of Commerce of
Orange County Community Leadership Award, 1999 Orange County United Way Hispanic
Influential Business Award, 1997 Minorities in Business Magazine Latin American
Award and City of Santa Ana Exceptional Volunteer Service Award.
Villegas attended Fullerton College specializing in Business Administration.

The Honorable Nydia Velázquez
U.S. House of Representatives (D-NY) Chairwoman, Business and Economic
Development Task Force,
Congressional Hispanic Caucus
Congresswoman Nydia M. Velázquez has made history several times during her
tenure in Congress. In 1992, she was the first Puerto Rican wo man elected to
the U.S. House of Representatives. In February of 1998, she was named Ranking
Democratic Member of the House Small Business Committee, making her the first
Hispanic woman to serve as Chair or Ranking Member of a full committee in the
history of the House.
Given her achievements, her roots are humble. She was born in Yabucoa, Puerto
Rico - a small town of sugar-cane fields - in 1953, and was one of nine
children. Velázquez started school early, skipped several grades, and became the
first person in her family to receive a college diploma. At the age of 16, she
entered the University of Puerto Rico in Rio Piedras. She graduated magna cum
laude in 1974 with a degree in political science. After earning a master's on
scholarship from N.Y.U., Congresswoman Velázquez taught Puerto Rican studies at
C.U.N.Y's Hunter College in 1981.
But her passion for politics soon took hold. In 1983, Velázquez was appointed
Special Assistant to Congressman Edolphus Towns (D-Brooklyn). One year later,
she became the first Latina appointed to serve on the New York City Council.
By 1986, Velázquez served as the Director of the Department of Puerto Rican
Community Affairs in the U.S. During that time, she initiated one of the most
successful Latino empowerment programs in the nation's history - "Atrevete"
(Dare to Go for It!).
In 1992, after months of running a grassroots political campaign, she was
elected to the House of Representatives to represent New York's 12th District.
Her district, which encompasses parts of Brooklyn, Queens and the Lower East
Side of Manhattan is the only tri-borough district in the New York City
congressional delegation. Encompassing many diverse neighborhoods, it is home to
a large Latino population, with pockets of Polish communities, and parts of
Chinatown.
As a fighter for equal rights of the underepresented and a proponent of economic
opportunity for the working class and poor, Congresswoman Velázquez combines
sensibility and compassion as she works to encourage economic development,
protect community health and the environment, combat crime and worker abuses,
and secure access to affordable housing, quality education and health care for
all New York City families.
As the Ranking Member of the House Small Business Committee, whic h oversees
federal programs and contracts totaling $200 billion annually, Congresswoman
Velázquez has been a vocal advocate of American small business and
entrepreneurship. She has established numerous small business legislative
priorities, encompassing the areas of tax regulations, access to capital,
federal contracting opportunities, trade, technology, health care and pension
reform, among others. Congresswoman Velázquez was recently named as the
inaugural "Woman of the Year" by Hispanic Business Magazine in recognition of
her national influence in both the political and business sectors and for her
longtime support of minority enterprise.
Although her work on the Small Business Committee and the House Financial
Services Committee (where she is second in seniority on its Subcommittee on
Housing and Community Opportunity) keeps her busy, Representative Velázquez can
often be found close to home, working for the residents of her district.
The Honorable Ileana Ros-Lehtinen
U.S. House of Representatives (R-FL)
The first Hispanic woman elected to the United States Congress, Ileana
Ros-Lehtinen was born in Havana, Cuba on July 15, 1952, and came to the
United States with her family fleeing communist aggression when she was
seven years old. She earned her Bachelor's and Master's degrees from
Florida International University and her Associate in Arts degree from
Miami-Dade Community College. She has also been bestowed an honorary
Doctor of Pedagogy Degree from Nova Southeastern University. She is
presently working on her doctoral dissertation in higher education from
the University of Miami. Ros-Lehtinen began her career as an educator
and founded a private elementary school in South Florida.
Since 1982, Ileana has demonstrated 20 years of legislative
leadership. She served four years in the Florida House of
Representatives and then became a State Senator. As a state legislator,
she introduced and achieved the creation of the Florida Pre-Paid College
Tuition Program; since its inception, nearly 700,000 plans have been
purchased across the state and it continues to be the largest program of
its kind in the U.S. Following the death of Claude Pepper, she won a
special Congressional election by beating 10 opponents to represent
South Miami Beach, Little Havana, Westchester, Coral Gables, Key
Biscayne, parts of Kendall and Homestead, and suburban Miami.
Ileana currently serves on the International Relations and Government
Reform Committees, and she is the first Hispanic woman to chair a
subcommittee. As Chair of the Subcommittee on International Operations
and Human Rights, she has become a leading figure shaping foreign
policy. Since September 11th, 2001, Ileana and her colleagues in
Congress have funded our war to combat terrorism, provided humanitarian
assistance for the women and children of Afghanistan, and increased
support for Israel. Ileana continues to be a fighter for our U.S. ally,
Israel, participating in the Jewish Federation's fund-raising phon-a-thons
in Miami, as well as numerous visits to Jerusalem, Tel Aviv, and the
Golan Heights during the bombings to demonstrate our steadfast
solidarity with this beleaguered nation.
The Congresswoman is widely regarded as an international defender of
human rights and democracy. She has played a key role in the passage of
the Cuban Democracy Act, the Cuban Liberty and Democratic Solidarity Act
(the Helms-Burton Law), and has been a leading voice warning the world
about the Castro dictatorship's plans to complete a dangerous nuclear
power plant on the island of Cuba. Her ongoing efforts to remove the
Russian Federation's spy station from Cuba's Lourdes Intelligence
Facility have begun to bear fruit, as President Putin has recently
announced its withdrawal.
Congresswoman Ros-Lehtinen has also been active on the domestic front
primarily on issues concerning education, children, senior citizens,
women and their health, victims' rights, the environment, among numerous
others. She is the champion spearheading the clean-up and dredging of
the Miami River, the conservation of Stiltsville and our national
treasure, the Everglades. She led the battle in Congress to pressure
President Clinton into signing an executive order requiring federal
buildings to exhibit pictures of missing children; she's a member of the
Speaker's Task Force for a Drug Free America; she's the architect of the
successful Victims' Rights Amendment for Florida and has proposed a
Constitutional amendment to protect the rights of those who have been
victims of violent crimes nationwide.
Ileana has spent most of her adult life committed to enhancing the
lives of others: the disabled, the elderly, our veterans, the homeless,
and students. She thrives at her job, and it shows! Congresswoman
Ros-Lehtinen and her husband, Dexter Lehtinen, the former U.S. Attorney
for the Southern District of Florida, met in the Florida House, were
State Senators together, and share four children, their daughters,
Amanda and Patricia; and his two, Douglas and Katharine, plus four dogs,
and one cat.

The Honorable Anibal Acevedo-Vila
U.S. House of Representatives (D-PR)
Resident Commissioner Commonwealth of Puerto Rico
Chairman, Livable Communities Task Force
Congressional Hispanic Caucus
The Honorable Aníbal Acevedo-Vilá was elected as Resident Commissioner of the
Commonwealth of Puerto Rico in November 2000, and was sworn in on January 2001.
The sole congressional representative for 4 million Puerto Ricans, he is a
member of the Popular Democratic Party in Puerto Rico and of the Democratic
Caucus. In Congress, Resident Commissioner Acevedo-Vilá serves on 3 committees -
Agriculture, Resources, and Small Business, in addition to serving as a member
of the Congressional Hispanic Caucus (CHC), where he is the Chair of the CHC
Livable Communities Task Force. Born in Hato Rey, Puerto Rico on February 13,
1962, to state Senator Salvador Acevedo and Elba Vilá, Aníbal Acevedo-Vilá
attended San José High School where he graduated in 1979. In 1982, he
obtained his B.A. in Political Science from the University of Puerto
Rico (UPR), and graduated Magna Cum Laude. Resident Commissioner
Acevedo-Vilá then attended the University of Puerto Rico School of Law,
where he again graduated Magna Cum Laude, was elected Vice President of
the Student Council and served as Editor-In-Chief of the UPR Law Review.
After passing the Puerto Rico Bar, Acevedo-Vilá completed a year-long
clerkship at the Puerto Rico Supreme Court, where he worked under
Justice Federico Hernández Denton. Following his clerkship, Acevedo-Vilá
earned a Master of Laws (LLM) degree from Harvard Law School in 1987.
From 1987-88, he served as a law clerk for the Honorable Levin Campbell,
Chief Judge of the Federal Court of Appeals, First Circuit Court in
Boston, MA.
Returning from Boston in 1989, Acevedo-Vilá was recruited by then-
Governor Rafael Hernández Colón to be his Advisor in Legislative
Affairs. In this position, he was responsible for writing, analyzing and
evaluating some of the most important legislation of this period,
particularly those laws and regulations that pertained to education and
municipal reform.
Following in his father's footsteps, Aníbal Acevedo-Vilá first ran
for elected office in 1992. After being nominated in a primary from a
pool of 14 candidates, he was elected as a state Representative At-Large
for the Popular Democratic Party (PDP) in the Puerto Rico House of
Representatives. He was reelected in 1996, and subsequent to his
reelection, his PDP colleagues chose him to be House Minority Leader in
1997. In December 1996, Acevedo-Vilá was appointed President of the PDP
Status Committee. In February 1997, at the age of 37 he was elected as
President of the Popular Democratic Party in Puerto Rico, becoming the
second-youngest Puerto Rican to hold that important post.
The Honorable Aníbal Acevedo-Vilá has strongly defended the
Commonwealth as the status option for the U.S. - Puerto Rico
relationship. He has participated in diverse state and federal forums on
status, and has spoken at Harvard, Georgetown, George Washington
University and other educational settings on the issue of Puerto Rico'
status as well. In addition, Acevedo-Vilá is the author of En Honor a la
Verdad, a compliation of speeches on issues regarding Puerto Rico's
democracy and self-determination.
Resident Commissioner Aníbal Acevedo-Vilá is married to Luisa Gándara,
and they live in San Juan, PR with their two children, Gabriela and Juan
Carlos.

Mercy Jimenez
Senior Vice President
Fannie Mae
Washington, DC
Mercy Jiménez is Fannie Mae's senior vice president for business and product
development and single family mortgage business. She is responsible for
developing; marketing, and implementing Single Family mortgage product and
process enhancements as well as new strategic initiatives to better serve
borrowers and Fannie Mae lenders.
Previously, Ms. Jiménez managed the Southwestern Regional Office, located in
Dallas, TX. In that role, she was responsible for company assets and customer
relationships managed from Dallas, and the executive in charge of Fannie Mae's
Expanded Approval product line nationally.
Prior to joining Fannie Mae in 1996, Mercy was vice president for corporate
development at Chase Manhattan Mortgage Corporation. There, she was responsible
for the mortgage servicing sales and acquisitions, in addition to new business
development and financial management for the servicing portfolio. Her career has
also included management of financial product lines for Citicorp Global Payments
Products, both domestically and in international markets.
Jiménez holds an MBA from the Harvard Graduate School of Business and a BA from
Northwestern University. She currently serves on the Board of Directors of the
National Association of Hispanic Real Estate Professionals; the Board of
Directors of the Atlantic Council; and on the Housing Initiatives Advisory
Committee to the Congressional Hispanic Caucus.

Mary Salinas Durón
Senior Vice President, National Emerging Markets Division
Countrywide Home Loans
Rosemead, CA
Mary Salinas Durón is Senior Vice President and Manager of Countrywide Home
Loans’ National Emerging Markets Division. She is responsible for developing and
implementing the strategic plan for increasing Countrywide’s penetration into
emerging markets. She continues to direct Countrywide’s House America
initiatives, which include affordable housing programs and products, as well as
community partnership programs on a national basis.
Previously, Ms. Durón was Senior Vice President and Director of Fair Lending and
House America for Countrywide. She also held the titles of Senior Vice President
and CRA Officer of Treasury Bank, N.A., a subsidiary of Countrywide Financial
Corporation. In her role as CRA Officer, Ms. Durón directed the CRA activities
for the Bank.
Prior to joining Countrywide, Durón was Senior Vice President and Manager of the
Community Development Department at Sumitomo Bank of California. She established
the department at Sumitomo and was responsible for Community Reinvestment Act
compliance and community development initiatives and outreach programs.
Previously, Durón was employed for 19 years at First Interstate Bank of
California, where she served in various capacities including: Hispanic Marketing
Manager, Urban and Community Affairs Manager and Vice President and Manager of
its Community Reinvestment Department.
Durón maintains an active presence in the community and has served as a director
or member of numerous organizations, including: the National Association of
Affordable Housing Lenders, the American Homeowners Education and Counseling
Institute, the National Association of Hispanic Real Estate Professionals, the
LATTC/Fannie Mae Foundation Mortgage Finance Program, the Coalition for Women’s
Economic Development, Leadership California, the Angeles Girl Scout Council, the
Bilingual Foundation of the Arts, the National Hispanic Corporate Council and
the National Center for American Indian Enterprise Development. She was also
recently selected to serve on Fannie Mae’s Housing Impact Advisory Council and
on the State of California's Housing and Community Development Department's
Local Assistance Loan and Grant Committee, as well as the Los Angeles City
Workforce Investment Board.
Her leadership and accomplishments have been widely recognized. Ms. Durón has
received awards from the NAACP, YWCA, CARECEN, the Los Angeles City Commission
on the Status of Women and was named one of the nation’s 100 Hispanic
Influentials by Hispanic Business.
Durón received a BA degree from Loyola Marymount University and earned an MBA
from the John E. Anderson Graduate School of Management at the University of
California, Los Angeles.

Charles Kamasaki
Senior Vice President
National Council of La Raza (NCLR)
Washington, DC
Charles Kamasaki has headed the Office of Research, Advocacy and Legislation of
the National Council of La Raza (NCLR) since 1989; he was previously Director of
NCLR's Policy Analysis Center, a position he held for seven years. Headquartered
in Washington, D.C., NCLR is the nation’s principal Hispanic organization,
representing nearly 300 affiliates – community-based organizations who together
serve more than three million Latinos each year, and more than 35,000 individual
associate members. In addition to providing capacity-building technical and
financial assistance to its affiliates, NCLR carries out public policy advocacy
on behalf of all Hispanics in the United States.
Kamasaki is responsible for managing NCLR's research, policy analysis, and
advocacy activity on a wide range of issues, including civil rights, education,
economic mobility, housing and community development, immigration, and other
issues. In this connection, he has authored, coauthored, and supervised the
preparation of several dozen policy and research reports, journal articles, and
editorials. He has testified frequently at Congressional and Administrative
hearings, and often represents NCLR at research and policy conferences and
symposia.
He has lectured at the Kennedy School of Government at Harvard University, the
Woodrow Wilson School of Public Affairs at Princeton University, Brown
University, the University of Texas, The American University Law School, and
many others. His work has been widely cited in the press, and in the policy and
academic literature.
Kamasaki is past Chair of the Compliance and Enforcement Committee of the
Leadership Conference on Civil Rights, past Chair of the National Community
Reinvestment Coalition, and past Chair of the National Immigration Law Center.
He has served on the Boards of the National Low Income Housing Coalition, the
National Immigration Forum, the National Neighborhood Coalition, and the
Coalition on Human Needs, among others.
In addition to supervising its public policy work, Kamasaki coordinates NCLR's
public information and leadership development activities, and serves as a
Director of the Raza Development Fund, an NCLR subsidiary and one of the
nation’s largest Community Development Financial Institutions (CDFIs). He
directly oversees a staff of more than 30 professionals and support personnel,
and administers a budget of approximately $4 million, and is the senior member
of the executive management team of NCLR, which currently has 125 staff and a
$30 million consolidated annual budget.
Prior to coming to Washington, he specialized in housing and community
development technical assistance to elected officials and community-based
organizations in his native South Texas, worked as a city planner and served
brief stints as acting city manager for a small town, and managed two local
political campaigns. He is an avid outdoorsman and sports fan.

Henry Cisneros
Chairman and CEO
American CityVista
San Antonio, TX
As the founder and chairman of American CityVista, Henry Cisneros brings
executive and urban planning experience to the community-building joint venture
he formed with KB HOME in August 2000.
American CityVista’s focus is to build significant numbers of homes – "villages
within the city" – in the central neighborhoods of major metropolitan areas. The
need for new homes within cities, the redevelopment priorities of local
governments, and the homeownership dreams of urban families – all make American
CityVista’s concept of building reasonably priced communities in central city
areas an attainable business goal.
American CityVista and KB HOME are now successfully building and selling homes
in Los Angeles, San Antonio, Dallas, Forth Worth, Austin, Houston, Laredo, and
the Rio Grande Valley of Texas.
Previously, Cisneros was President and Chief Operating Officer of Univision
Communications in Los Angeles, the Spanish- language broadcaster which has
become the fifth-most-watched television network in the nation.
From 1993 to 1997, Cisneros served as the Secretary of the U.S. Department of
Housing and Urban Development. As a member of President Clinton’s Cabinet,
Secretary Cisneros was assigned America’s housing and community development
portfolio. He is credited with initiating a major revitalization of many of the
nation’s public housing developments and with formulating policies which have
contributed to today’s record homeownership rate. Prior to joining the Cabinet,
he was Chairman of Cisneros Asset Management Company, a fixed-income money
management firm operating nationally.
In 1981, Cisneros became the first Hispanic American Mayor of a major U.S. city
– San Antonio. During his four terms in office, Cisneros helped rebuild the
City’s economic base and created jobs through massive infrastructure and
downtown improvements, earning for San Antonio a reputation as one of the most
progressive cities in the nation in that era.
In 1984, he was interviewed by the Democratic Presidential Nominee as a
potential candidate for Vice President, and in 1986 was selected the Outstanding
Mayor in the nation by City and State Magazine.
Mr. Cisneros has served as President of the National League of Cities, Chairman
of the National Civic League, Deputy Chair of the Federal Reserve Bank of
Dallas, and as a board member of the Rockefeller Foundation. Mr. Cisneros
presently serves as Chairman of the San Antonio Hispanic Chamber of Commerce and
as a board member of KB HOME, Countrywide Mortgage, The Enterprise Foundation,
and the New America Alliance.
He holds a Bachelor of Arts and a Master’s degree in Urban and Regional Planning
from Texas A&M University. He earned a Master’s degree in Public Administration
from Harvard, a Doctorate in Public Administration from George Washington
University, and has been awarded over 20 honorary doctorates from leading
universities across the nation.

Zixta Martinez
Fair Housing Policy Consultant
Washington, DC
Zixta Martinez, an attorney, has been working on fair housing and civil rights
issues for more than a decade for numerous national organizations. Most
recently, Ms. Martinez worked for Relman & Associates on police conduct and
public accommodations discrimination. Previously, she served as a director at
the National Fair Housing Alliance (NFHA) where she managed and oversaw the
establishment and development of private enforcement fair housing centers in
Fresno, CA; Montgomery, AL; New Orleans, LA; and Houston and San, Antonio, TX.
The centers filed dozens of meritorious fair housing complaints each year,
several of which lead to legal/court settlements on behalf of victims of housing
discrimination. Prior to working at NFHA, Ms. Martinez was a housing policy
analyst and spokesperson for the National Council of La Raza, and in the late
1980s served as House Floor advisor to the late Representative Henry B. Gonzalez
on "colonia" is sues. Ms. Martinez was also a certified law clerk for the U.S.
Department of Justice, Asset Forfeiture Division in Miami Florida and a co-chair
of the Fair Housing Task Force of the Leadership Conference of Civil Rights (LCCR).
Ms. Martinez has a BA from Yale University, a Masters in Public Affairs from the
Lyndon Baines Johnson School of Public Affairs, and a Juris Doctor Degree from
the University of Miami. Ms. Martinez is a member of the Texas Bar.
Guarione Diaz
President
Cuban American National Council, Inc. (CANC)
Miami, FL
Mr. Diaz was born in Havana, Cuba and is currently a resident of Dade County,
Florida. He holds a Masters Degree from Columbia University and a B.A. from St.
Francis College, in New York City.
At present, Guarione M. Diaz is President and Executive Director of the Cuban
American National Council, Inc., a private nonprofit organization involved since
1972 in policy analysis, leadership development, education, employment, housing
and community development. The Cuban American National Council is based in
Miami-Dade County, Florida and has regional offices in Washington, DC, and
Orlando, FL. CNC serves 5,000 individuals yearly, has a professional staff of
150, and is governed by a Board of Directors from various states who are elected
annually.
Mr. Diaz’ responsibilities at the Council include the setting of operational
policy, direction and administration of agency programs, and participation in
national activities affecting Cubans, Hispanics and other minorities.
Before establishing residence in Miami, Mr. Diaz held management positions at
New York City’s Department of Employment and the Community Development Agency.
Since his relocation in the Greater Miami area in 1978, Mr. Diaz has been
actively involved in many community organizations. He has served on the Board of
Directors of Children Have All Rights: Legal, Educational, Emotional (CHARLEE);
HACR; National Association for the Hispanic Elderly; National Council of La Raza;
and the National Hispanic Leadership Agenda. The Florida Commission on Education
Reform and Accountability, the National Hispana Leadership Institute and the
U.S. Census Advisory Committee on Race and Ethnic Populations. More recently,
Mr. Diaz was appointed to the Verizon Community Consumer Advisory Board, and to
Burger King Corporation Diversity Advisory Council.
In 1994, he was appointed as United States Ombudsman/Civilian Liaison at our
naval base in Guantanamo, Cuba, where he assisted over thirty thousand (30,000)
Cuban rafters interned in camps and provided coordination among the U.S.
military, and civilian government agencies, and the public at large.
In the last decade, Mr. Diaz has authored and/or edited a textbook, over thirty
research and policy papers, and written over fifty articles for newspapers and
magazines.
He is married to the former Teresita Otazo and has two daughters, Cristina and
Susana.
Manuel Mirabal
President
National Puerto Rican Coalition (NPRC)
Washington, DC
Manuel Mirabal is the President of the National Puerto Rican
Coalition, Inc. (NPRC). NPRC is the leading national advocacy and public
policy organization representing the Puerto Rican community in
Washington, DC. NPRC is a non-profit organization founded in 1977 to
advance the social, political and economic well being of the Puerto
Rican community, and has a membership of over 400 civic organizations
throughout the United States and Puerto Rico.
Mr. Mirabal is an outspoken national leader with a distinguished
career in the public and private sectors. He has been recognized as one
of the 100 most influential Hispanics in the United States and as one of
the twenty-five most influential Hispanics in Washington, DC.
Mr. Mirabal serves as the Chair of the National Hispanic Leadership
Agenda, (NHLA), a position he was reelected to in February of 2002 for a
two-year term. NHLA is a coalition of 41 National Hispanic organizations
and civic leaders that addresses public policy issues affecting the
Hispanic community. In October 2000, NHLA issued a national public
policy document “An Agenda for the Advancement of Hispanic Americans”
addressing social and economic issues affecting all Latinos. NHLA
has also established “Unidos for America” in response to the tragic
events of September 11th. “Unidos for America” calls for
solidarity and unity with all Americans.
Mr. Mirabal, is also the immediate past Chair of the Board of
Directors of the Hispanic Association on Corporate Responsibility, (HARC).
HARC is a coalition of ten national Hispanic organizations working to
ensure the full inclusion of Hispanics in Corporate America in the areas
of governance, procurement, franchising, employment, and philanthropy.
As a vocal advocate for social and economic justice, Mr. Mirabal has
spearheaded many national efforts to address issues affecting the Puerto
Rican and Hispanic community. These have included national
protests over the bombing of Vieques, Puerto Rico, and the filing of a
violation of civil rights complaints with the U.S. Department of Justice
against the U.S. Navy for use of excessive force on civilians exercising
their First Amendment rights. Mr. Mirabal has also challenged the
NBC network for airing television shows that were offensive to Latinos.
These included a 2001 Law and Order Episode unfairly casting Puerto
Ricans as anti-social thugs, and a May 1998, episode of the Seinfeld
Show, which was offensive to Puerto Ricans and Hispanics. As a
result of Mr. Mirabal's leadership, community protests were held
nationally and the issues received widespread media coverage. The
President of NBC subsequently apologized for the insulting shows, and
gave Mr. Mirabal a commitment that NBC would never re-run the episodes.
From 1994 to 1996, Mr. Mirabal served as Chair of the Puerto Rican
Leadership Summit, (Boricua First), which sponsored "Camina Con
Nosotros", a national affirmation day held in Washington, DC on
March 29, 1996. Boricua First! was attended by seven thousand persons.
The event also included the first public tribute given to Puerto Rican
Veterans by the President of the United States and the Department of
Veterans Affairs at a ceremony held at the Vietnam War Memorial.
From 1990 to 1994, Mr. Mirabal served as the President of the New
York Puerto Rican Parade, (a voluntary civic position). The annual
parade is the largest outdoor-cultural celebration in the U.S. It draws
more than two million spectators to 5th Avenue in Manhattan each year.
Mr. Mirabal was also the founder of the Puerto Rico Disaster
Reconstruction Fund which helped Mother Teresa's Sisters of Charity
build a home in June 1988 for homeless elderly persons in the community
of El Tuque, in Ponce, Puerto Rico. The home now provides full
time care for eighty frail elderly men and women through the efforts of
volunteers and the support of local businesses.
For information about NPRC visit
WWW.BATEYLINK.ORG or please call, 202-223-3915, ext. 308.

Art Ruiz
Federal Affairs Director
State Farm Insurance Companies
Washington, DC
Art Ruiz, CPCU Federal Affairs Director - Public Affairs for State Farm
Insurance Companies. He began his career with State Farm in 1981 as a Fire
Underwriter in Southern California. In his twenty-one years with State Farm, he
has worked in various capacities including Agency Recruitment, Human Resources,
Administrative Services and Public Affairs before assuming his current position
in 1996. He has worked in California, Missouri and Illinois prior to coming to
Washington, D.C.
Building national coalitions, grassroots legislation and media outreach are his
main focus. He is a member of the Board of Directors for the National
Association of Latino Elected and Appointed Officials, National Hispanic
Corporate Council, National Hispana Leadership Institute, Congressional Hispanic
Caucus Institute, Hispanic Women’s Corporation and National Job Corps
Association. He received the America Association of Higher Education Award from
the Congressional Hispanic Caucus for Outstanding Support on Hispanic Issues in
March 2000. He has served a number of other community organizations, including
Americans with Disabilities Commission and the American Cancer Society in
Missouri and the National Housing Services . Art is a Fellow of the Mexican
American Solidarity Foundation.
Art graduated from California State University of Los Angeles with a degree in
History. Prior to joining State Farm, he taught English in Spain. He has earned
the professional insurance designation of Chartered Property Casualty
Underwriter (CPCU) and Charter Life Underwriter (CLU).

Arturo Vargas
Executive Director
National Association of Latino Elected and Appointed Officials (NALEO)
Los Angeles, CA
Arturo Vargas is the Executive Director of the National Association of Latino
Elected and Appointed Officials, a national membership organization, and the
NALEO Educational Fund, a national nonprofit civic participation and civic
research organization. The NALEO Educational Fund is the leading organization
that empowers Latinos to participate fully in the American political process,
from citizenship to public service. The Fund's primary programmatic activities
include U.S. citizenship outreach and assistance, civic participation, voter
education and mobilization, campaign training, technical assistance to elected
and appointed Latino officials, youth leadership development, research on Latino
demographic and electoral trends, and policy analysis and advocacy on access to
the democratic process.
Prior to joining NALEO, Arturo Vargas was the Vice President for Community
Education and Public Policy of the Mexican American Legal Defense and
Educational Fund. His responsibilities included supervision and direction of
MALDEF's community education and leadership development programs. His prior
positions at MALDEF included Director of Outreach and Policy where his
responsibilities included the coordination of the organization's 1991
redistricting efforts, which led to an historic increase in the number of
Latinos serving in the California legislature. Before that, Arturo directed
MALDEF's National 1990 Census Program, an award-winning national outreach and
public policy effort to promote a full count of the Latino population. This
program was recognized by the U.S. Census Bureau as the most effective outreach
effort in the 1990 Census.
Before joining MALDEF, Arturo was the senior education policy analyst at the
National Council of La Raza in Washington, D.C. His major focus area were
language issues, including bilingual education, the English-Only movement, and
literacy in the Latino community.
Arturo presently serves on the boards of the Edward W. Hazen Foundation,
Hispanics in Philanthropy, the National Civic League, the National Immigration
Forum, and the United Way of Greater Los Angeles. Arturo has received Hispanic
Magazine’s 1995 Hispanic Achievement Award for Community Service, the National
Federation of Hispanic Owned Newspapers 1998 Leadership Award, the National
Association for Bilingual Education's 1999 President's Award, and has been
included in Hispanic Business Magazine’s List of 100 Hispanic Influentials in
1996 and 1998.
Arturo holds a master's degree in Education and a bachelor's degree in History
and Spanish from Stanford University. He is from Los Angeles, and was born in El
Paso, Texas.

Yamila M. Ayad
Member, Board of Directors, National Association of Hispanic Real Estate
Professionals |(NAHREP)
San Diego, CA
Fifteen years of Neonatal Intensive care Nursing prepared Yamila M. Ayad for the
rigors of mortgage lending. An energetic, upbeat professional by nature, Ayad
simply shifted her role as counselor to parents of newborns, to counselor of
Hispanic borrowers as new homeowners. Her motto: With good information, people
make better choices. Her positive approach made the career shift 10 years ago
seamless and helped to establish her quickly as a reputable lender to the
Hispanic community.
Today Ayad heads her own company Mission Home Loans in San Marcos, a suburb in
North San Diego County. She is passionate about helping the Hispanic community
achieve homeownership and takes special pride in getting clients with less-then-steller
credit approved and into homes. More importantly, she and her staff of 14 loan
officers prepare Hispanic borrowers for the responsibility of homeownership and
the practice of sound financial decision making that support it.
A native of Columbia, Ms. Ayad joined the board of directors for the National
Association of Hispanic Real Estate Professionals (NAHREP) in 2002 and is a
compelling voice in the organization's quest to lobby major lenders for products
that better meet the needs of the Hispanic community. She is also an "Eagle", a
by- invitation-only distinction bestowed by NAHREP on 15 leading Hispanic real
estate entrepreneurs in the nation.
Ms. Ayad makes her home in Encinitas.
Related Links
HOGAR Home
About HOGAR
HOGAR Fellows
Focus Group Findings
Advisory Committee
Cong. District Targets
Cong. Endorsements
HOGAR Launch
HOGAR Housing Directory
2006 HOGAR Sponsorship Opportunities
Download Files
-
An
Assessment of Hispanic Homeownership: Trends and Opportunities (PDF)
-
HOGAR Best
Practices Brief (PDF)
-
Consejos
Financieros: Evitando los errores que cometen los latinos (PDF)
-
Fiesta de
quinceañera vs. Ser dueño de su casa (PDF)
- If You Can Plan a Quinceañera...
You Can Put Together Your Own Mortgage Package (PDF)
-
Focus Group Findings:
Cross-Site Report (PDF)
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