Download HOGAR Novella

Homeownership is the primary means by which households in the United States achieve financial security and communities remain stable. Many Latinos in the United States have taken the significant step of becoming homeowners. While long term homeownership is extremely beneficial in building wealth, stability and community living, preserving the dream of homeownership can sometimes become a challenge due to unexpected events or predatory mortgage terms. Borrowers can find themselves in danger of losing their homes due to unexpected circumstances such as job loss, emergency expenses, divorce and death or poor money management. Lacking access to good advice and financial education, borrowers can also find themselves surprised by mortgage terms that don’t fit their financial profile. If you find yourself in a similar situation, it is important to contact your lender/creditor early and to find a trusted advisor that can counsel you. At the end of this novella, you’ll find several resources that will aid you in finding assistance in your community.

English Version - (13mb PDF)
Spanish Version - (13mb PDF)

Publications
Housing Resources Directory
Hogar Novella
CHCI News
Education Publications